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McIntosh Insurance & Financial Services



General Agent, Owner & President

1555 Palm Beach Lakes Blvd Suite 400, West Palm Beach, FL 33401


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412e3 Pension Plan


If you are self employed or have your own business - with fewer than 5 employees - and you are at least 50 years of age, watch this short video to discover Section 412(e)3 of the tax code, known as the Late Start pension plan for small business owners.

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The Late Start Maximum Deduction Pension Plan



Thank you for taking a few minutes to watch this video, and learn about the valuable tax advantage and the economic benefit it explains. My business tries to help people save, grow and protect their money. So if you would like to learn more, or if you have specific questions, please let me know by filling out the form at the end of this video and sending me your request by email. To get more financial and "tax advantaged" information, visit us online at

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Long-Term Care Planning

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